.bgtd {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #3B3B3B;
	text-align: justify;
	background-repeat: repeat-y;
	background-color: #FFFFFF;
	text-decoration: none;
}
.botm {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #999999;
	text-align: center;
	background-image: url(images/ftr.jpg);
	background-repeat: repeat-x;
	text-decoration: none;
	height: 60px;
	background-color: #1F2130;
	background-position: bottom;
}
.botm1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #999999;
	text-align: center;
	background-repeat: repeat-x;
	text-decoration: none;
	height: 60px;
	background-position: bottom;
}
.botm2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #999999;
	text-align: center;
	background-repeat: repeat-x;
	text-decoration: none;
	height: 60px;
	background-position: bottom;
	border-top-width: 1px;
	border-right-width: 0px;
	border-bottom-width: 0px;
	border-left-width: 0px;
	border-top-style: solid;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	border-top-color: #7798AB;
}
.leftcol {
	font-family: Arial, Helvetica, sans-serif;
	color: #1E2130;
	padding-left: 17px;
	border-right-width: 1px;
	border-right-style: solid;
	border-right-color: #7798AB;
	text-decoration: none;
}
.headings {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #070E3C;
}
.leftlinks {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #070E3C;
	text-decoration: none;
}
.toppad{
	padding-bottom: 4px;
}
.bullet {
	list-style-image: url(images/bullet.jpg);
	font-family: Arial, Helvetica, sans-serif;
	color: #2D4553;
	font-size: 12px;
	font-weight: bold;
	line-height: 23px;
	 
}
.blueheading {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #090F3F;
	text-decoration: none;
}